It’s World Health Day today (April 7th), so we’d be remiss if we didn’t talk about the leading healthcare coverage for those of us in our third age here in the United States.
You know how you’re constantly getting those Extended Car Warranty calls? As you get to a certain age, those will change to someone wanting to help you sign up for Medicare!
In the United States, you’re eligible for Medicare at 65. While some have to sign up themselves, others are enrolled automatically. The great thing is that Medicare does offer a lot of excellent information on their website to help you know where to start or find someone who can guide you through.
What Medicare Covers
If you’re not 65 yet, you may be a little confused as to what Medicare actually covers. Medicare is a government-assisted and run program with two parts. Part A is hospital insurance covering inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care. Part B is medical insurance and covers doctor and other health care providers’ services and outpatient care. Part B also covers durable medical equipment, home health care, and some preventive services.
What Medicare Doesn’t Cover
While Medicare will help with a lot, you might need supplemental care to help cover some of the items and services it doesn’t, which include:
- Long-term care (also called custodial care )
- Most dental care
- Eye exams related to prescribing glasses
- Cosmetic surgery
- Hearing aids and exams for fitting them
- Routine foot care
Why We Love Medicare
Medicare may not be perfect, but we love it! It brings a certain peace of mind to know that things are covered that used to be only covered by expensive insurance plans with high deductibles.
More than that though, we believe Medicare helps you focus on preventative care, allowing you to make your health a priority without the worry!