Care For Yourself Long-Term with Insurance

We’ve talked this month about how self-care is all about taking care of ourselves. Whether that’s through improving our health, mind, body, or soul, we deserve to have a life we love.

The reality of being a Third Ager is that we need to think about how to care for ourselves when we get to a point where our health is not as good.

Many of us helped our parents transition from home to some kind of long-term care, so we know how expensive and draining it can be.

Today, I want to encourage you to take a look at long-term care insurance.

Having a Long-Term Care Plan

No one loves the conversation “What happens when I need help to take care of myself?” Most of us probably actively avoid it.

But the reality is that approximately 70% of us will require some kind of long-term care. Instead of worrying about how we’re going to pay for everything, it might be time to invest in a long-term care plan.

Long-term care insurance helps protect you and your loved ones when you need help at home or in a more skilled facility. Having a long-term care insurance plan can help you to:

  • Preserve your assets
  • Prevent financial burdens
  • Give a choice of care settings
  • Alleviate family burdens
  • Offer peace of mind for everyone

Long-Term Care Insurance Resources

There are a lot of private plans you can look at that will cover costs that Medicare doesn’t (like aging in place at home).

If you want to have more control over the rest of your life and a bit of peace of mind, start with reading these great resources from Amada Senior Care. They have an entire section dedicated to Long-Term Care insurance, how it works, understanding the benefits, costs, and how to use it for home care.

Their big recommendation?

Get a plan now while you’re healthier so everything is easier when you might need it later on.

Long-term care insurance is the best way to protect the life you want and the legacy you want to leave behind.